Transcript
WEBVTT
00:00:05.048 --> 00:00:09.535
Welcome to the Think Generation of Wealth podcast, and this is episode number 117.
00:00:09.535 --> 00:00:11.926
I am your host, amir Estimo.
00:00:11.926 --> 00:00:24.873
Thank you for tuning in in today's podcast episode, because you could be doing anything in this world, but the fact that you are listening to this podcast episode is much appreciated.
00:00:24.873 --> 00:00:29.426
That you are listening to this podcast episode is much appreciated.
00:00:29.426 --> 00:00:31.054
First off, this podcast episode is brought to you by Starville Talent Group.
00:00:31.054 --> 00:00:40.204
Starville Talent Group is a company that specializes in promoting financial literacy to get people out of debt, save money for generational wealth Also.
00:00:40.204 --> 00:00:45.895
Thank you very much again, like I said, for tuning in to today's podcast episode.
00:00:46.600 --> 00:01:05.608
So today's podcast episode is a continuation of the previous podcast of 116, where I dived in into talking about Jackie Chan not leaving his wealth for his children, his son and estranged daughter and I thought that was an interesting conversation.
00:01:05.608 --> 00:01:30.034
And if you're someone who's married whether you're married or engaged, or girlfriend, boyfriend, whatever if you're not married yet this is actually a good thing, because you and your soon-to-be spouse can have this discussion to make sure you guys are on the same page when it comes to whether or not you guys would like to leave your wealth for your children as you guys pass away.
00:01:30.034 --> 00:01:35.712
So I thought it was interesting because me and my wife had this discussion.
00:01:35.712 --> 00:01:40.198
I brought this topic to her and she said no, you know what I'm not leaving?
00:01:40.198 --> 00:01:42.388
I'm not leaving my wealth for my children.
00:01:42.388 --> 00:01:58.262
Jackie Chan thinks that if he leaves his wealth, they're just going to spend his, and if they're capable, they can do this, they can go make their own money, which is what my wife thinks too, and I find that very interesting, very, very interesting.
00:01:58.262 --> 00:02:00.992
So now let's let's dive in.
00:02:01.031 --> 00:02:02.516
So we're going to a lot of these numbers.
00:02:02.516 --> 00:02:04.302
I made some of these numbers I'm going to throw at you.
00:02:04.302 --> 00:02:10.729
They're going to be specifically tailored to US, so this is not worldwide numbers, okay.
00:02:10.729 --> 00:02:26.242
So, first of all, 26% of Americans plan to leave an inheritance for the next generation, and the reasons they say is because ensuring financial security for their children, providing opportunities for education.
00:02:26.242 --> 00:02:32.204
So that means, if they want to go to college, home ownership, buy a home later or even start a business, okay.
00:02:32.204 --> 00:02:37.413
And then culture, or familiar expectations of legacy.
00:02:38.961 --> 00:02:47.754
Now, I was actually shocked about this 74% of Americans do not plan to leave significant financial gifts to their heirs.
00:02:47.754 --> 00:02:53.231
So, as you can see so these are the four things they plan on doing.
00:02:53.231 --> 00:02:59.991
One spending on themselves, so focusing on enjoying retirement travel, covering health care expenses.
00:02:59.991 --> 00:03:11.209
Two donate to charities, so that means to redirect their wealth to philanthropic causes, leaving a broader societal impact.
00:03:11.209 --> 00:03:17.167
Three lifetime gifting support their children or others while still alive, allowing for guided use of funds.
00:03:17.167 --> 00:03:27.944
And four environmental or community contributions, so invest in projects that they love or foundations, creating lasting legacies beyond family.
00:03:27.944 --> 00:03:42.264
I thought point number four was interesting because how many times you may see someone passed away and maybe they left some funds you know, and then they start a school or something to that nature.
00:03:42.264 --> 00:03:45.031
So I thought that was interesting.
00:03:45.031 --> 00:03:50.127
And to see the number 74%, I thought that was interesting.
00:03:50.187 --> 00:03:55.710
So we're going to discuss four things on today's episode why leave well, why not leave well?
00:03:55.710 --> 00:03:59.921
Psychological and societal impact and also cultural perspectives.
00:03:59.921 --> 00:04:06.991
Okay, so my question to you is, as we go through this, ask yourself do you believe like?
00:04:06.991 --> 00:04:07.552
Do you?
00:04:07.552 --> 00:04:09.895
What's your perspective on inheritance?
00:04:09.895 --> 00:04:16.752
Should parents focus on creating financial independence or leave a significant legacy for their kids?
00:04:16.752 --> 00:04:28.031
And I would like to hear where you can email me at contact, I think, genwealthcom, or you can even reach out to me on Facebook.
00:04:28.031 --> 00:04:36.653
Reach out to me on LinkedIn I'm on LinkedIn or you can even reach out to me on Instagram at Amir Estimo.
00:04:36.653 --> 00:04:40.163
So I'm interested to get different perspectives on this because this is an interesting conversation.
00:04:40.163 --> 00:04:45.130
Get different perspectives on this because this is an interesting conversation.
00:04:45.672 --> 00:04:58.165
So now another another statistic that I have is this is from a law firm and you guys can check this out.
00:04:58.165 --> 00:05:03.735
This is edwardslawfirmcom, and edwardslawfirmcom stated that actually, so, we're gonna break this down.
00:05:03.735 --> 00:05:11.122
So that, actually so, we're going to break this down.
00:05:11.122 --> 00:05:15.069
So, number one 75% of Gen Z said that it's either their most important goal or very important to leave an inheritance.
00:05:15.069 --> 00:05:21.827
81% of millennials cited leaving an inheritance as their most important or important goal.
00:05:21.827 --> 00:05:24.553
So I'm actually in this group.
00:05:24.553 --> 00:05:28.142
Important or important goal?
00:05:28.142 --> 00:05:29.665
So I'm actually in this group.
00:05:29.665 --> 00:05:35.680
65% of Gen Xers agree with these, agree with both actually, and at 46% of baby boomers said the same.
00:05:35.942 --> 00:05:42.940
So, as you can see, people do believe in leaving a legacy for their children.
00:05:42.940 --> 00:05:50.223
The issue is is whether your children are capable of continuing that.
00:05:50.223 --> 00:05:52.367
Are they educated?
00:05:52.367 --> 00:05:56.874
Are they educated again, financially educated?
00:05:56.874 --> 00:06:04.790
Are they mature enough to understand what the mission for the family and for the legacy is?
00:06:04.790 --> 00:06:07.454
Because a lot of kids just don't.
00:06:07.454 --> 00:06:17.786
And even if you do try, it still don't matter Like it really just comes down to a level of maturity on their end, and so let's dive in.
00:06:17.786 --> 00:06:19.651
So why should you leave wealth?
00:06:19.651 --> 00:06:22.641
Well, number one, emotion security.
00:06:22.682 --> 00:06:35.233
So this, this right here is, is a uh important one, because even in our society we are born, once we die, we actually don't really leave wealth.
00:06:35.233 --> 00:06:37.362
We leave debt for our children.
00:06:37.362 --> 00:06:41.968
Okay, so it could be in the form of credit card, whatever.
00:06:41.968 --> 00:07:02.822
So now the kid, the children or kid, is off to the wrong start in life, because now, let's say, depending on what age they pass away, your parents pass away, and then now you're observing all this debt and actually I can say I came across this sometime last year.
00:07:02.822 --> 00:07:27.209
I've actually bought a property from someone, and when I bought it from them, the reason they needed the money was because their father, who was sick at the time, had so much debt and they were now basically in charge of getting the debt paid because otherwise it would fall on them.
00:07:27.209 --> 00:07:41.625
I don't know all the intricacies, how that happened, but I just know that was what I was told that, hey, I need to sell this property because, number one, we have no money and then, number two, my dad he's.
00:07:41.625 --> 00:07:51.170
If he, once he passes away, we're not going to, we're not going to have anything, and it's going to be a struggle for us because now we're accounted for his debt too.
00:07:51.579 --> 00:07:54.108
Number two is family values.
00:07:54.108 --> 00:08:05.348
Do your family understand Because I'm a first generation who went to college and not many after that has done that?
00:08:05.348 --> 00:08:07.701
My parents didn't go to college, they were immigrants.
00:08:07.701 --> 00:08:08.423
They came here.
00:08:08.423 --> 00:08:16.730
The only thing they knew to do is come to work and then provide, send money back home and hopefully start bringing our family here.
00:08:16.730 --> 00:08:28.244
Number three and we're getting legacy is is maintaining family wealth, and then this should be passed down from not just the first, second, third and so on.
00:08:28.403 --> 00:08:30.269
Now there's a flip side to this.
00:08:30.269 --> 00:08:31.892
Why should not leave wealth?
00:08:31.892 --> 00:08:49.823
Well, number one parents believe that if they leave their wealth, all their hard earned work will be diminished, because is their children mature, mentally mature enough to be able to understand the mission?
00:08:49.823 --> 00:08:51.467
I can honestly say this.
00:08:51.467 --> 00:08:57.089
It was interesting because when me and I talked about this, it had me thinking about my 18 year old.
00:08:57.089 --> 00:09:02.105
I don't know what she's going to do later on in life, but I know right now if I was to pass away.
00:09:02.105 --> 00:09:04.147
I'm not leaving her nothing, but I know right now if I was to pass away.
00:09:04.147 --> 00:09:04.847
I'm not leaving her nothing.
00:09:04.847 --> 00:09:07.412
I'm just being 1000% honest.
00:09:07.412 --> 00:09:08.673
I'm not leaving her nothing.
00:09:08.673 --> 00:09:13.322
I think it's her, it's going to be her response Now.
00:09:13.322 --> 00:09:28.777
If later on, if she is more mature mentally and understand the mission, then I could say OK, you know what, I can leave you something, but I'm not leaving you everything.
00:09:28.777 --> 00:09:30.341
Ok, there's going to be.
00:09:30.341 --> 00:09:35.852
You have to be able to put in some type of work, because I'm not going to do that for you.
00:09:35.852 --> 00:09:41.352
Then you take my money or take my whatever assets we have, and then you spend it like crazy.
00:09:41.352 --> 00:09:49.875
And then, even right now, she still has that mentality where it's it's, it's not, she doesn't understand.
00:09:49.875 --> 00:09:52.245
My 18 year old just doesn't understand.
00:09:52.245 --> 00:10:01.481
So therefore, even right now, if we were to discuss no, I'm not leaving her down right now, I'm just saying I don't know about the future, but right now, zero.
00:10:03.225 --> 00:10:05.368
Number two wealth equality.
00:10:05.368 --> 00:10:17.403
Now, that's interesting because we talk about, when we talk about, unfortunately, in this country we always everything, sometimes circumvents backs to race.
00:10:17.403 --> 00:10:28.258
So, as you can see, our counterparts, our white counterparts, have a head up against black, uh, even against hispanics, even have a head up against black people.
00:10:28.258 --> 00:10:41.692
Black people, they say the money does only circulates around the black community only one time, and I and I don't think even last in this three hours max, from what I, from what I read a while back ago.
00:10:41.692 --> 00:10:44.100
So now we're already behind.
00:10:44.100 --> 00:10:55.011
So our white counterparts and other races are ahead, leaving um, you're trying to create this equality, so it's not necessarily where you if I leave you.
00:10:55.011 --> 00:10:57.339
Well, well, you're trying to create this equality, so it's not necessarily where you if I leave you.
00:10:57.339 --> 00:11:04.822
Well, well, you're going to have a leg up against someone who's black or Hispanic, or Asian or Indian or whatever.
00:11:04.822 --> 00:11:13.106
But if you don't have it now, you're on the same Tatum pole, right, you're on the same leverage, same level as them.
00:11:13.106 --> 00:11:15.673
So that's another reason.
00:11:16.460 --> 00:11:32.529
Financial priorities, again, my 18 year old does this is a perfect, because she doesn't even understand Um, like we've been having to have discussions about this ad nauseum, because I'll be telling her like hey, you know you make some money, you need to put some money away.
00:11:32.529 --> 00:11:37.392
In her mind, she's like, well, if I make this money and I save it, why can't I spend it?
00:11:37.392 --> 00:11:42.913
And it's like a constant, constant, constant reminder, reminder, reminder.
00:11:42.913 --> 00:12:08.575
And when you're trying to teach them how to age like this and I can, let me be real with you, from the time, the times I grew up to her, I, honestly, even my wife if I was to take it from a female female my wife, even though she had her at a young age my wife is at her age was much more mature mentally than her, and it's not even close.
00:12:08.575 --> 00:12:12.565
Let's just be real, I'm just being 1000%, it's not even close.
00:12:12.565 --> 00:12:15.532
Financial priorities Do they understand?
00:12:15.532 --> 00:12:17.121
Hey, if I do?
00:12:17.121 --> 00:12:18.985
They understand a life insurance?
00:12:18.985 --> 00:12:21.150
Do they understand short-term?
00:12:21.150 --> 00:12:22.922
Do they understand long-term?
00:12:22.922 --> 00:12:24.063
And the answer is no.
00:12:24.063 --> 00:12:26.288
At this age they're not.
00:12:26.288 --> 00:12:29.734
They're not mentally mature.
00:12:29.734 --> 00:12:35.760
Now, not all of them is like this, but for the most part, most of them are OK.
00:12:36.462 --> 00:12:39.350
Now we talk about the psychological, societal impacts.
00:12:39.350 --> 00:12:43.580
Now, how does it inherit to shape the family dynamics and relationships?
00:12:43.580 --> 00:12:58.725
That's interesting, because how many times you hear well, dad passed away and he left the house for the oldest son, or something passed away and he left the house for the oldest son, or something.
00:12:58.725 --> 00:13:02.475
The youngest son gets the car, or the middle one gets a, gets a, a watch, that's worth something.
00:13:02.475 --> 00:13:10.428
But then all sudden the relationship gets strained because, hey, I wanted that house, not no, no, I wanted that car.
00:13:10.428 --> 00:13:14.835
Oh, oh, no, no, like it's not fair and that causes a rift.
00:13:14.835 --> 00:13:26.115
Sometimes it even leads to a crime against each other because of, maybe, the level of envy and jealousy that was displayed amongst siblings.
00:13:26.774 --> 00:13:32.486
Okay, two, the psychological effects of receiving or not receiving.
00:13:32.486 --> 00:13:42.059
So, for example, tori Spelling I talked about this the last podcast she hated her father because her father did not leave her nothing.
00:13:42.059 --> 00:13:47.913
But you know, at that moment she's not thinking why her father didn't leave her anything.
00:13:47.913 --> 00:13:55.529
Her father didn't leave her nothing because she was a druggie, she was pissing away money and she was never really saving.
00:13:55.529 --> 00:14:02.143
And when I first read that a long time ago I thought that was interesting.
00:14:02.143 --> 00:14:06.066
And now I'm a parent, I see why it's done.
00:14:06.668 --> 00:14:12.434
Because kids, just you know, you have a child, first of all irresponsible financially.
00:14:12.434 --> 00:14:15.347
Second of all, doesn't even understand.
00:14:15.347 --> 00:14:26.380
Hey, the reason why my dad left me money or left me inheritance, or left me wealth is for me to start something that I can leave passed down to the next generation.
00:14:26.380 --> 00:14:33.969
But if you don't understand the mission, don't understand what's going on, guess what happens Then?
00:14:33.969 --> 00:14:37.657
Now it gets lost and then boom, generational curse begins.
00:14:37.937 --> 00:14:42.934
Okay, now the cultural perspectives, as we can see.
00:14:42.934 --> 00:15:02.235
So cultural perspective is compare how inheritance practices varies across different cultures and regions, and we know let's be real blacks don't most, for the most part not all, but for the most part are not financially literate.
00:15:02.235 --> 00:15:14.745
Compared to maybe whites, compared to maybe Asians, compared to maybe East Indians or Arabic culture, even Jewish, they're not as financially educated or financially literate.
00:15:14.745 --> 00:15:20.197
So now what happens is you're going to get a statistic, hey, you make the money.
00:15:20.197 --> 00:15:21.548
Three hours later it's gone.
00:15:21.548 --> 00:15:31.767
It's because there's not a level of discipline, there's not a level of not just discipline, but there's not a level of understanding and there's not a level of maturity.
00:15:31.767 --> 00:15:36.238
So because I it's crazy, because kids in the U?
00:15:36.238 --> 00:15:43.374
S have it so much better to a certain degree and this is why I say this, why I say this is in China.
00:15:43.433 --> 00:15:47.128
I seen something online in China, kids probably.
00:15:47.128 --> 00:15:54.831
These kids are probably maybe, let's say, the age range of five to maybe ten, something like that, and they were already learning.
00:15:54.831 --> 00:16:18.697
They were already learning how to cook, they were already learning life survival skills, and in the US, these kids, five, ten years old, they're already on social media or parents probably, who was born young and had no level of discipline, no level of maturity, are basically friends versus hey being a parent.
00:16:18.697 --> 00:16:25.720
So these kids, we are now as you in China, these kids are more advanced than us.
00:16:25.720 --> 00:16:27.224
And then versus the U?
00:16:27.224 --> 00:16:29.730
S, because we're focusing on the wrong things.
00:16:29.730 --> 00:16:36.057
So when you look at it, these kids Chinese kids I had friends who were.
00:16:36.177 --> 00:16:39.006
I had a friend who was Asian and I had another one who was Indian.
00:16:39.006 --> 00:16:41.332
That I was, I was not best, for we were really cool.
00:16:41.332 --> 00:16:47.095
We went to high school, college and then, you know, as you get old, of course you know we dispersed.
00:16:47.095 --> 00:16:58.149
But one thing I tell you they were going to school not just five days a week, but they were going to school Saturdays.
00:16:58.149 --> 00:17:01.215
They were doing some type of whether it's help, whether it's something that you're struggling with.
00:17:01.215 --> 00:17:08.977
The parents would be able to get them some type of help, but here in our culture, especially in the US, it doesn't happen.
00:17:08.977 --> 00:17:15.917
Kids' mentality when I go to school five days, I'm done, I'm not learning, but the education is still continuing.
00:17:16.619 --> 00:17:38.911
Now the pressure is different because you know, if you're someone who may be an African descendant, came from Africa, or someone came from Asian continent, or someone came from me, man, you are drilled into hey, you're going to be an engineer, you're going to be a doctor, you're going to be, uh, something, and it's drilled into you, you are conditioned to think that.
00:17:38.911 --> 00:17:52.086
And if you don't, it's not as you fall, man, it's like you're chastised, you're you're, you're out of the family, or it's all of that above and then, what's the growing trend of giving while living, a high profile example.
00:17:52.086 --> 00:18:00.336
So, um, I I'm not really a big fan of this guy, but Bill Gates, you know, um, not from in the past.
00:18:00.336 --> 00:18:01.566
Actually, you know what that's better.
00:18:01.566 --> 00:18:05.326
Yet, uh, jeff Bezos, ex-wife, I think.
00:18:05.326 --> 00:18:09.857
I saw something where she gave $38 billion last year and she was happy.
00:18:09.857 --> 00:18:13.126
She was happy.
00:18:13.126 --> 00:18:14.148
And could you, you imagine what?
00:18:14.148 --> 00:18:15.030
What do you say?
00:18:15.030 --> 00:18:15.973
Well, she has kids.
00:18:15.973 --> 00:18:17.845
Why don't you leave that money for the kids?
00:18:18.606 --> 00:18:22.973
You know, to me is it's one thing to obtain assets.
00:18:22.973 --> 00:18:26.459
Now I've seen again, uh, elon musk.
00:18:26.459 --> 00:18:32.178
I've seen a headline he's now the world's richest man, valued at $400 billion.
00:18:32.178 --> 00:18:34.432
To me, that's not really impressive.
00:18:34.432 --> 00:18:36.346
That's not I don't.
00:18:36.346 --> 00:18:37.710
I just like.
00:18:37.750 --> 00:18:45.653
If someone was to come in and say, yeah, I'm worth a billion dollars, I'd be like I don't care, because, first of all, it's your wealth, it's not my wealth.
00:18:45.653 --> 00:18:46.517
That's number one.
00:18:46.517 --> 00:18:49.686
And then number two, what are you doing to help humanity?
00:18:49.686 --> 00:18:54.991
If you obtain all that wealth, why do we have people sleeping under bridges, like right now?
00:18:54.991 --> 00:18:59.476
I'm in Dallas, texas, and it was it's been snowing the last two days.
00:18:59.476 --> 00:19:14.648
I can only imagine because me and my wife was driving by the other day as we were getting our stuff ready because the snow, we saw a couple gathering their things on the side of the street and in my mind, thinking, man, what, like these people?
00:19:14.648 --> 00:19:18.932
I have a roof in the AC that I go home to and they don't have that.
00:19:18.932 --> 00:19:24.518
But to me that's like that's a motivation for me to.
00:19:24.778 --> 00:19:28.080
If I was to obtain that type of wealth, I would.
00:19:28.080 --> 00:19:34.037
I would hey, let's look at starting programs for these homelessness, let's get rid of homelessness.
00:19:34.037 --> 00:19:35.221
What programs we can do?
00:19:35.221 --> 00:19:41.489
Rehab centers, because most, some of these people are on drugs, you know, and they don't have nowhere.
00:19:41.489 --> 00:19:43.861
They're lost and they don't have nowhere.
00:19:43.861 --> 00:19:52.765
But in here you have a guy who's worth for again, I'm not no shade, no knock on even thing is is how are you helping advancing?
00:19:52.765 --> 00:19:56.459
Because when you obtain all that wealth, you can't go anywhere with it.
00:19:56.459 --> 00:19:58.488
When you die, it just stays here.
00:19:58.488 --> 00:20:03.356
Why not leave that wealth to figure to to someone who actually needs it.
00:20:03.356 --> 00:20:07.089
So I I thought this was, uh, really, really interesting.
00:20:07.089 --> 00:20:07.872
This was a.
00:20:08.173 --> 00:20:11.778
Again, my question to you is what is your perspective?
00:20:11.778 --> 00:20:15.796
Should you or should you not leave inheritance for your children, if you have any?
00:20:15.796 --> 00:20:22.810
Or how about the ones who was pondering about having kids?
00:20:22.810 --> 00:20:31.980
Do you think if you don't have any kids yet, that's actually a good thing?
00:20:31.980 --> 00:20:33.893
But what is your perspective?
00:20:33.893 --> 00:20:40.155
Do you believe that you should leave your wealth for your children or do you believe not?
00:20:40.155 --> 00:20:41.598
So that's a question.
00:20:41.684 --> 00:20:48.054
I think, if anything you got this podcast today is to understand that it's up to you.
00:20:48.054 --> 00:21:02.625
I think this is an up to you thing because for me, like I said, I can go talk to my 18 year old and she just don't understand right now and therefore, if something were to happen, I can't entrust that she's going to be like you know what I get?
00:21:02.625 --> 00:21:06.373
What my dad was saying when, even as I'm living, can you?
00:21:06.373 --> 00:21:09.666
So I can understand the people who says you know what?
00:21:09.666 --> 00:21:11.313
I'm not leaving my wealth for my children.
00:21:11.585 --> 00:21:29.666
I can understand that because if you're living, I tell myself that I say you know what, if I pass away before that happens, whatever money I have let's say it's $2 million, I can leave $100,000 for my kids, $50,000 for my two kids, here's $50,000 for you, here's $50,000 for you.
00:21:29.666 --> 00:21:39.057
And here's the reason why I say I would not, because for me, I would want to enjoy what I worked hard for and it's their responsibility to go.
00:21:39.057 --> 00:21:47.287
I can give you a head start, but I can plant the seed, but you're the one who's going to have to grow.
00:21:47.287 --> 00:21:57.800
You're the one who has to water it, take care of it, feed it the right nutrients so it can grow into something, whether it's a victory or plant whatever that is.
00:21:57.800 --> 00:22:12.777
But if I'm the one who's planting the seed and taking care of it, you're not going to understand the patience it takes for that, and I think a lot of children these days are in that mindset.
00:22:13.325 --> 00:22:22.791
So for me, hey, you can get a head start, but it's going to be your responsibility to build your own wealth, to do something for yourself.
00:22:22.791 --> 00:22:32.946
Because if I left you 50K, the 50K would be with stipulations, trust me, and then you turn around and pissed all that money away.
00:22:32.946 --> 00:22:35.534
I'm not leaving just you money.
00:22:35.534 --> 00:22:45.858
I'm going to think about if you have grandkids and whatnot, and if these grandkids, because if you're pissing money away and what's, what's the?
00:22:45.858 --> 00:22:50.959
I may be contradicting myself here a little bit, but what is the?
00:22:50.959 --> 00:22:52.403
What is it that?
00:22:52.403 --> 00:23:04.461
Because now I have to count on you to teach your children, your grandchildren, but if you're not financially responsible and literate, it's just going to continue and I can't have that.
00:23:04.461 --> 00:23:13.708
So I would leave that money for a good cause, enjoy the money while I'm living and if I get sick I have something that can take care of me.
00:23:13.708 --> 00:23:16.732
I'd rather put all my faith in you.
00:23:16.732 --> 00:23:20.359
So this is an interesting topic.
00:23:20.945 --> 00:23:22.108
I'd like to hear from you again.
00:23:22.108 --> 00:23:24.615
You can reach out to me on LinkedIn, amir Estimo.
00:23:24.615 --> 00:23:26.647
You can reach out to me on Facebook, amir Estimo.
00:23:26.647 --> 00:23:27.710
You can send me a message.
00:23:27.710 --> 00:23:29.073
I'd like to hear more.
00:23:29.073 --> 00:23:30.256
Even send me an email.
00:23:30.256 --> 00:23:32.038
Contact at thinggenwealthcom.
00:23:32.038 --> 00:23:34.904
I appreciate you tuning in to today's podcast episode.
00:23:34.904 --> 00:23:37.493
Until next week, much love Peace.
